Spinnaker’s address is 1 Pluckemin Way, Suite 102, Bedminster, NJ. Hippo Insurance Services writes business through its affiliate, Spinnaker Insurance Company, which is a national property and casualty insurer rated A- by A.M. Insurance products are offered through Hippo Insurance Services, which is a licensed property casualty insurance agent with commercial and personal lines products underwritten by various insurance companies. Hippo is headquartered in Palo Alto, California, and offers insurance products that are available to more than 80 percent of U.S. Harnessing real-time data, smart home technology, and a growing suite of home services, we are creating the first integrated home protection platform.
Hippo’s goal is to make homes safer and better protected so customers spend less time worrying about the burdens of homeownership and more time enjoying their homes and the life within. Accordingly, undue reliance should not be placed upon the forward-looking statements. These forward-looking statements should not be relied upon as representing Hippo’s assessments of any date subsequent to the date of this press release.
Hipo earnings update#
However, while Hippo may elect to update these forward-looking statements at some point in the future, Hippo specifically disclaims any obligation to do so. Hippo anticipates that subsequent events and developments will cause Hippo’s assessments to change. In addition, forward-looking statements reflect Hippo’s expectations, plans, or forecasts of future events and views as of the date of this press release. There may be additional risks that Hippo does not presently know, or that Hippo currently believes are immaterial, that could also cause actual results to differ from those contained in the forward-looking statements. If any of these risks materialize or our assumptions prove incorrect, actual results could differ materially from the results implied by these forward-looking statements. These forward-looking statements are subject to a number of risks and uncertainties, including our ability to achieve or maintain profitability in the future our ability to retain and expand our customer base and grow our business, including our builder network our ability to manage growth effectively risks relating to Hippo’s brand and brand reputation denial of claims or our failure to accurately and timely pay claims the effects of intense competition in the segments of the insurance industry in which we operate the availability and adequacy of reinsurance, including at current coverage, limits or pricing our ability to underwrite risks accurately and charge competitive yet profitable rates to our customers, and the sufficiency of the analytical models we use to assess and predict exposure to catastrophe losses risks related to our proprietary technology and our digital platform outages or interruptions or delays in services provided by our third party providers, including our data vendor risks related to our intellectual property the seasonal and cyclical nature of our business the effects of severe weather events and other natural or man-made catastrophes, including the effects of climate change, global pandemics, and terrorism continued disruptions from the COVID-19 pandemic any overall decline in economic activity and the effects of existing or new legal or regulatory requirements on our business, including with respect to maintenance of risk-based capital and financial strength ratings, data privacy and cybersecurity, and the insurance industry generally. Actual events and circumstances are difficult or impossible to predict and will differ from assumptions, and many actual events and circumstances are beyond the control of Hippo. These statements are based on the current expectations of Hippo’s management and are not predictions of actual performance. These forward-looking statements include, but are not limited to, statements regarding estimates and forecasts of financial results and other operating and performance metrics, our business strategy, the quality of our products and services, and the potential growth of our business. Forward-looking statements generally are accompanied by words such as "believe," "may," "will," "estimate," "continue," "anticipate," "intend," "expect," "should," "would," "plan," "predict," "potential," "seem," "seek," "future," "outlook," and similar expressions that predict or indicate future events or trends or that are not statements of historical matters. Certain statements included in this press release that are not historical facts are forward-looking statements for purposes of the safe harbor provisions under the United States Private Securities Litigation Reform Act of 1995.
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